What to Do if You Get Sick Abroad: A Student’s Guide

Getting sick while studying abroad is stressful. This guide gives you a practical step-by-step plan.

Step 1: Assess the Situation

Emergency (Call NOW)

• Severe chest pain or difficulty breathing
• Heavy bleeding that won’t stop
• Loss of consciousness
• Severe allergic reaction

Urgent but Not Life-Threatening

• High fever (above 39°C)
• Suspected broken bone
• Deep cut that may need stitches

Non-Urgent

• Cold, flu, or mild fever
• Minor aches and pains

Emergency Numbers by Country

Country	Emergency Number
🇩🇪 Germany	112
🇺🇸 USA	911
🇬🇧 UK	999
🇦🇺 Australia	000
🇨🇦 Canada	911
🇫🇷 France	15 / 112
EU-wide	112

Step 2: Find a Doctor

Option A: Your Insurance’s Doctor Finder

Check your insurer’s website or app for in-network doctors.

Option B: University Health Center

Your first stop for non-emergencies. Most universities have on-campus health centers.

Option C: Ask for Recommendations

Ask fellow international students or your International Students Office.

Step 3: Prepare for Your Visit

What to Bring

• Insurance card
• Passport or ID
• List of current medications
• Medical history summary

Step 4: File an Insurance Claim

If you paid for treatment yourself:

What You’ll Need

• Original receipts/invoices
• Medical report
• Prescription copies
• Proof of payment

How to Submit

• Mobile app (fastest)
• Online portal
• Email

When to Go Home

In rare cases, you may need repatriation for serious conditions. Contact your insurance’s 24/7 hotline.

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Don’t wait until you’re sick to figure this out. Review your coverage now.