TAJ Card (For Stipendium Hungaricum Students)
Free (included in scholarship)
Best for: Scholarship students
Full access to Hungarian public healthcare with TAJ card. Same coverage as Hungarian citizens.
Learn more
Health Insurance for Students in Hungary
Stipendium Hungaricum students: free coverage. Self-funded students: insurance from HUF 15,000/month (~€38). EU students can use EHIC.
5 requirements 3 plan options 5 setup steps
Compare Plans Insurance Requirements
- Health insurance mandatory for all students in Hungary
- Stipendium Hungaricum scholarship students receive free TAJ card (public insurance)
- Self-funded non-EU students must have Hungarian health insurance
- EU/EEA students with EHIC can access Hungarian public healthcare
- Private insurance accepted for visa if it meets equivalency requirements
Available Insurance Options
Hungarian Health Insurance (Self-Funded)
HUF 15,000/month (~€38)
Best for: Self-funded non-EU students
Mandatory for residence permit. Covers public healthcare access, hospital treatment, GP visits.
Learn morePrivate Health Insurance
From €20/month
Best for: Students preferring private care or faster access
Optional for faster appointments, English-speaking doctors, private clinics.
Learn moreCost Overview
| Item | Cost | Details |
|---|---|---|
| TAJ Card (Scholarship Students) | Free | Included in Stipendium Hungaricum scholarship. Full public healthcare access. |
| Hungarian Insurance (Self-Funded) | HUF 15,000/month (~€38) | Required for self-funded non-EU students |
| Private Insurance | From €20/month | Optional for private clinics and English-speaking doctors |
| Doctor Visit (Public) | Free with TAJ card | Public healthcare free with TAJ card. Small prescription co-pays. |
Item
TAJ Card (Scholarship Students)
Cost
Free
Details
Included in Stipendium Hungaricum scholarship. Full public healthcare access.
Item
Hungarian Insurance (Self-Funded)
Cost
HUF 15,000/month (~€38)
Details
Required for self-funded non-EU students
Item
Private Insurance
Cost
From €20/month
Details
Optional for private clinics and English-speaking doctors
Item
Doctor Visit (Public)
Cost
Free with TAJ card
Details
Public healthcare free with TAJ card. Small prescription co-pays.
Visa & Insurance Requirements
- Student residence permit requires proof of health insurance
- Stipendium Hungaricum students: TAJ card issued automatically
- Self-funded non-EU students: Hungarian health insurance required
- EU students: EHIC sufficient for visa purposes
- Insurance must cover entire stay duration
How to Get Insured
Determine Your Student Status
Are you a Stipendium Hungaricum scholarship student or self-funded? Scholarship students get free TAJ card.
Apply for Insurance (Self-Funded Only)
Self-funded students must purchase Hungarian health insurance (HUF 15,000/month) or private insurance meeting visa requirements.
Apply for Residence Permit
Submit residence permit application with proof of insurance (TAJ letter for scholarship, insurance certificate for self-funded).
Receive TAJ Card
After arrival, Stipendium students receive TAJ card. Self-funded students receive insurance confirmation.
Register with GP (Háziorvos)
Register with a local GP (háziorvos) near your accommodation. This is your primary healthcare contact.
Student Health Insurance in Hungary
Hungary offers affordable healthcare for international students. Your insurance requirement depends on whether you’re a Stipendium Hungaricum scholarship student (free coverage) or self-funded (paid insurance required).
Stipendium Hungaricum Students — Free Coverage
If you’re studying in Hungary on the Stipendium Hungaricum scholarship, congratulations! Your scholarship includes free healthcare through the TAJ card (Hungarian social security card).
The TAJ card grants you the same access to Hungarian public healthcare as Hungarian citizens:
- Free GP visits (háziorvos)
- Free hospital treatment
- Free emergency care
- Prescription medications (small co-pays)
Self-Funded Students — Paid Insurance
If you’re self-funded, you must purchase Hungarian health insurance at approximately HUF 15,000/month (~€38). This insurance:
- Grants access to public healthcare
- Covers GP visits, hospital care, emergencies
- Required for residence permit
Alternatively, you can choose private health insurance (from €20/month) for access to private clinics and English-speaking doctors.
EU Students with EHIC
EU/EEA students can use their European Health Insurance Card (EHIC) to access Hungarian public healthcare. EHIC provides the same coverage as Hungarian citizens.
Why Hungary?
With over 40,000 international students, Hungary offers excellent universities in Budapest, Debrecen, and Szeged. Enjoy low living costs, rich culture, beautiful architecture, and affordable (or free!) healthcare.
Frequently Asked Questions
Do Stipendium Hungaricum students need to pay for insurance?
No, Stipendium Hungaricum scholarship students receive free healthcare through the TAJ card (Hungarian public insurance) included in their scholarship.
How much does insurance cost for self-funded students?
Self-funded non-EU students pay approximately HUF 15,000/month (~€38) for Hungarian health insurance, or can choose private insurance from €20/month.
Can EU students use EHIC?
Yes, EU/EEA students with EHIC can access Hungarian public healthcare at the same cost as Hungarian citizens.
What is a TAJ card?
The TAJ card (TársadalombiztosÃtási AzonosÃtó Jel) is Hungary's social security card. It grants access to Hungarian public healthcare, including GP visits, hospitals, and prescriptions.
How do I see a doctor in Hungary?
Register with a háziorvos (GP) near you. For appointments, call or visit in person. For emergencies, call 104 (ambulance) or visit the nearest kórház (hospital).
Ready to Study in Hungary?
Understand your healthcare coverage based on your student status and compare insurance options.
Compare Plans